The DFSG Philosophy

The Basilica Room At DFSG Headquarters


Because Everyone Can Benefit From
The Financial Planning Process



Please click HERE to read an important letter from D.F.S.G.'s Founder & President, Mark E. Charnet.

The Financial Services client of today demands and deserves to be educated,enlightened and needs to be self-motivated before investing in any financial product, program or company. Long gone are the days when an agent's pitch of "trust me" was enough. Client loyalty and trust are the financial planner's greatest asset, which the D.F.S.G. Representative strives to gain and retain.

D.F.S.G. Representatives do not charge their clients hourly fees; nor do we bind our clients with fee-based contractual obligations. 

Our Unique Arrangement, we believe, gives prospects and clients ultimate control and veto power without any financial obligation or commitment. Instead, we provide you unlimited, free consultations where we get to know you and your unique circumstances. We will share ideas and information with you and, after making recommendations and discussing:

• The positive attributes and negative characteristics if any
  
• All fees, expenses or charges for acquisition, on-going maintenance and surrender, including a comparison to the plans and programs already implemented or contemplated by you

We will deliver the brochures and or prospectuses to you (if applicable) of any products mentioned during this meeting for further study and research. You will then have ample time to decide if your APG Representative's recommendations make sense, and when you are comfortable we will implement these plans and programs where appropriate that we believe represent major upgrades to your existing retirement and estate plans.

Diversified Financial Services Group, Inc. was founded in January, 1991 by Mark E. Charnet, now a 25 year veteran of the insurance and financial planning industry. Mr. Charnet believes that everyone can benefit from the financial planning process.